Catholic Health Sharing Option

Christ asks us to Share each other’s burdens, to love our neighbor as ourselves. If you are looking for an affordable, authentically Catholic health sharing option, see what CURO has to offer.

  • All Belong and Thrive benefits
  • Health sharing through Samaritan Ministries International*
  • Catholic Prayer Community
  • Personal help navigating medical needs

Cost: $84*/mo

“CMF CURO is a health care ministry; it’s actually well beyond insurance. CMF CURO is helping me meet all my financial obligations and go well beyond that in holding me up in prayer. This is more than a guarantee—it’s a way of life and it’s putting your faith into action.”

Jack and Laura

Share Members

What’s Included


Health Sharing Support

CURO’s Whole Health Sharing includes all the programs and services offered by CURO (Belong, Thrive and more), while also providing support throughout the health care sharing process.


Navigate Samaritan Ministries

Share members are individuals and families looking for a pro-life, health care sharing option that allows them to take an active part in their whole health, spirit, mind, and body. Members join Samaritan Ministries International (SMI)*, one of the nation’s most established health care sharing ministries, giving you an affordable health care sharing experience that aligns with Catholic teaching and your family’s values.


Concierge Support

CURO walks with you through our Integrated Concierge Support whenever you experience a medical event, require assistance navigating the needs or sharing process or need help finding or working with health care providers. This support also includes spiritual accompaniment through direct intercessory prayer for your healing.


Find Catholic Health Care Providers

With our growing Physician Community, along with other partnerships and resources, we can help you find Catholic health care professionals that will respect your desire to receive care in accordance with your conscience and Church teaching.


Health Care Sharing through Samaritan Ministries*

Click here for an in-depth overview of health care sharing through SMI, including full program costs.

*Additional registration & monthly share cost required through membership with Samaritan Ministries International

How Does it Work?

At CMF CURO, we partner with Samaritan Ministries International (SMI) to offer a pro-life, health care sharing option that allows you to take an active part in your whole health.  Entrusting yourself and your family to the Divine Physician, and entrusting your health needs to other CURO and SMI members, you join in a health care mission that aligns with Catholic teaching and your family’s values.

As a CURO Whole Health Sharing member, you join a community of over 250,000 Samaritan members who share their qualified medical needs directly with one another, in accordance with the Samaritan Ministries Guidelines.

Each month, members send their monthly share to other members and when you have a need, other members will be directed to send their shares to you. You know exactly where your money is going and have the immense privilege of walking with your fellow community members, supporting them through prayer during difficult times.

Receiving care and submitting a need

Step 1: A Medical Need Occurs

When a member has a medical need, they receive treatment from the provider of their choice. CURO can assist members to find a Catholic doctor or specialist in their area.

Step 2: Need Is Shared

CURO can assist the member in starting the needs process and submitting their bills to SMI. Needs are eligible for sharing according to the SMI guidelines. Eligible needs will be assigned to members for sharing.

Step 3: Member Receives Shares and Support

Shares are received from designated members for eligible needs, along with prayers and support from the CURO community.

Health Care Sharing is Not Health Insurance

Health Care Sharing is an arrangement where members share one another’s qualified medical expenses in accordance with established guidelines, through voluntary giving and not because of any legal obligation.

It is not health insurance. This gives you the freedom to choose the health care and provider that works best for you and your family’s needs.

    program costs

    Samaritan™ Classic + CURO Whole Health Sharing*

    Shares at 100% for eligible medical expenses, after the $400 Initial Unshareable Amount for each need.

    Membership Size Monthly Share
    1 Person $387
    2 Persons $675
    3-7 Persons $718
    8+ Persons $855
    1 Person ≤ 29 $266
    Widowed/Divorced & Children $546

    Samaritan™ Basic + CURO Whole Health Sharing*

    Shares at 90% for eligible medical expenses, after the $1,500 Initial Unshareable Amount per need with additional limitations on maternity sharing.

    **Note: Turn device horizontal to better view cost table**

    Membership Size / Age of Oldest Member ≤ 29 30-44 45-59 60+
    1 Person $189 $216 $237 $259
    2 Person $302 $345 $388 $433
    3+ Person $359 $411 $467 $521

    *Your Whole Health Sharing membership cost of $84 per month is included in the chart above.

    Save to Share

    CURO Whole Health Sharing members are required to enroll in Samaritan’s Save to Share program, which allows for sharing beyond the maximum sharing limits. Members set aside a specific amount of additional funds each year, and pay a $15 annual fee, to help share for catastrophic needs. In any month, members may be asked to add a portion of these funds to their normal sharing amounts.

    Membership Size Set Aside Amount (Annual)
    1 Person $133
    2 Persons $266
    3+ Persons $399
    Widowed/Divorced & Children $266

    How do I sign Up?

    The best way to get started is to schedule a consultation with one of our member service representatives:

    Schedule a Consultation

    You can also click here to complete enrollment online.